ALF - Insurance for Assited Living Facilities
Protect Your Long Term Care Business
Featuring a comprehensive wording, streamlined application process,
and a unique approach to risk analysis, CareSurance™ ALF has been
designed to meet the specific needs of Assisted Living Facilities across the US.
Standard coverages include:
- Professional and General Liability (including Products and Completed Ops Liability)
- Sexual Misconduct and Physical Abuse Liability
- Employee Benefits liability
- Tenants’ Liability
- Medical Expenses cover
- An incident sensitive trigger – a lawsuit does not have to be brought against the client for the policy to respond
- Limits available up to $1m per claim and $3m in the aggregate, and deductibles as low as $5,000
Streamlined Application Process
Traditional LTC facility insurance involves a long and complex application
process. For Assisted Living Facilities, however, CareSurance™ ALF
provides a streamlined, rapid application process.
The short application form can be completed in under 15 minutes and a quote provided to you in under 48 hours.
Competitive Premiums
With nursing home litigation being one of the fastest growing areas
of healthcare liability in the US, premiums in this sector have been
traditionally high. However, our focus upon accurate risk analysis and
product segmentation means that the best managed facilities can
benefit from significant premium savings.
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